Matt Youmans recommended laying Kansas City -3 (-120 at Circa) because the defending champs are in “must-win” mode at 5-5 and 3.5 games behind Denver. He expects peak Patrick Mahomes effort, emphasizing the quarterback’s track record of covering in urgency spots. The Colts come off a bye, but Daniel Jones has thrown four interceptions across his last two outings, and Youmans doubts Indy can keep pace at Arrowhead. He views the number as cheap given the Chiefs’ postseason desperation, home-field edge, and overall roster pedigree.