Ben Stevens advised fading Miami in their Week 1 visit to Indianapolis, noting the Dolphins are a slight road underdog in what bookmakers list as a pick ’em. Under Mike McDaniel, Miami is just 5-18 straight up when catching any points, an alarming 21.7% win rate that suggests the market consistently overprices them as dogs. Facing a healthier Colts squad in their home opener, Ben sees value grabbing Indianapolis on the moneyline rather than trusting a Dolphin club that historically wilts when expectations are even marginally low. The takeaway: side with the Colts or pass, because Miami’s dog profile under McDaniel has been a bankroll drain.