Hubbard leapt from a forgettable RB43 ADP to a RB12 finish last season, yet 2025 drafts still slot him at RB19. Joe Beldner thinks the market is too hesitant, pointing out that Hubbard earned his production by winning an "ambiguous backfield" outright, not by fluky scoring spikes. Because he was undrafted in many leagues a year ago, managers seem reluctant to believe the breakout, but Beldner argues the workload evidence—and the lack of significant Panthers additions—makes Hubbard one of the cheapest paths to a reliable three-down back this summer.