Terrell Furman took the Buccaneers’ alternate under 9.5 wins, laying out several red flags. He said Todd Bowles’ supposedly defensive calling card has been a year-to-year roller-coaster and the 2025 unit does not project as a top-half group. Offensively, Furman stressed that Baker Mayfield requires "perfect conditions" to thrive—something Tampa may not provide with Tristan Wirfs’ status unknown and no proven replacement at left tackle. Remove just one protection piece, Furman warned, and Mayfield’s play "goes from plucky to turnover-prone in a hurry." Given those uncertainties, Furman believes the true ceiling is nine wins and prefers the plus-money under rather than betting on everything breaking right for Tampa.