Everett took Colts +3.5 despite the perfect 3-0 record receiving ‘little respect.’ Indy’s +47 point differential leads the league, and Shane Steichen’s offense ranks top-three in early-down success rate. While the Rams should be 3-0 minus a blown lead to Philly, their secondary just ceded 335 passing yards. Everett sees at worst a field-goal game between two underrated teams and likes the hook.

Michael Fiddle took Matthew Stafford under 255.5 passing yards. He noted the Colts have been the sharp side ATS, with the spread moving from +4.5 to an expensive +3.5, implying Indianapolis controls game flow. Indianapolis leads the league in drive-success conversion rate at an eye-popping 83.1%, meaning they stay on the field and bleed clock. Fiddle expects that time-of-possession edge to cap Stafford’s volume. The market’s consensus number already sits below 245.5, so Fiddle views 255.5 as a chance to capture closing-line value while betting on a methodical Colts offense keeping the Rams’ passing attack in check.

Vic Tafur backed Indianapolis +3.5, calling Jonathan Taylor a ‘fantasy league-winner’ and emphasizing a banged-up Rams offensive line that could struggle to protect Matthew Stafford. He expects the unbeaten underdogs to ride Taylor’s explosiveness, keep the pace slow and at minimum stay within a field goal.